Sierra Central
Sierra Central is a credit union based in Yuba City, California, established in 1955, with $1.5 billion in total assets serving 87,009 members. By Trust Grade it ranks 140th of 241 credit unions we track in California. Its net worth ratio of 9.8% trails most similarly sized credit unions (29th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Sierra Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sierra Central compares to California peers
How we graded Sierra Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sierra Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sierra Central insured?
Yes. Sierra Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sierra Central: frequently asked questions
Is Sierra Central a good credit union?
Sierra Central earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.46%).
Is Sierra Central NCUA-insured?
Yes. Sierra Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sierra Central?
Sierra Central holds $1.5 billion in total assets, ranking 140th of 241 credit unions we track in California. It serves 87,009 members.
Does Sierra Central have CFPB complaints?
No CFPB complaints against Sierra Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
