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credit union

Ventura County

Ventura, CA · Est. 1950
A
Trust Grade
Excellent
Score: 91/100

Ventura County is a credit union based in Ventura, California, established in 1950, with $1.5 billion in total assets serving 78,925 members. By Trust Grade it ranks 105th of 241 credit unions we track in California. Its net worth ratio of 10.0% trails most similarly sized credit unions (32th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Ventura County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Members
78,925
Shares & deposits
Net worth ratio
10.0%
Bottom 32% of $1B–10B peers · California median 11.1%
Return on assets
1.3%
Top 15% of $1B–10B peers · California median 0.5%
Rank in California
#105
of 241 credit unions

How Ventura County compares to California peers

Net worth ratio
Bottom 32% of $1B–10B peers
Ventura County
10.0%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $1B–10B peers
Ventura County
1.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Ventura County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ventura County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ventura County insured?

Yes. Ventura County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ventura County: frequently asked questions

Is Ventura County a good credit union?

Ventura County earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.27%).

Is Ventura County NCUA-insured?

Yes. Ventura County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ventura County?

Ventura County holds $1.5 billion in total assets, ranking 105th of 241 credit unions we track in California. It serves 78,925 members.

Does Ventura County have CFPB complaints?

No CFPB complaints against Ventura County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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