Mirastar
Mirastar is a credit union based in San Jose, California, established in 1950, with $1.0 billion in total assets serving 50,198 members. By Trust Grade it ranks 139th of 241 credit unions we track in California. Its net worth ratio of 9.8% trails most similarly sized credit unions (27th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Mirastar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mirastar compares to California peers
How we graded Mirastar
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mirastar over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mirastar insured?
Yes. Mirastar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mirastar: frequently asked questions
Is Mirastar a good credit union?
Mirastar earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.53%).
Is Mirastar NCUA-insured?
Yes. Mirastar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mirastar?
Mirastar holds $1.0 billion in total assets, ranking 139th of 241 credit unions we track in California. It serves 50,198 members.
Does Mirastar have CFPB complaints?
No CFPB complaints against Mirastar appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
