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credit union

Water And Power Community

Los Angeles, CA · Est. 1936
B
Trust Grade
Strong
Score: 85/100

Water And Power Community is a credit union based in Los Angeles, California, established in 1936, with $991 million in total assets serving 44,876 members. By Trust Grade it ranks 150th of 241 credit unions we track in California. Its net worth ratio of 9.2% trails most similarly sized credit unions (17th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Water And Power Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$990.8M
$100M–1B institution
Members
44,876
Shares & deposits
Net worth ratio
9.2%
Bottom 17% of $100M–1B peers · California median 11.1%
Return on assets
0.7%
Top 50% of $100M–1B peers · California median 0.5%
Rank in California
#150
of 241 credit unions

How Water And Power Community compares to California peers

Net worth ratio
Bottom 17% of $100M–1B peers
Water And
9.2%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Water And
0.7%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Water And Power Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Water And Power Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Water And Power Community insured?

Yes. Water And Power Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Water And Power Community: frequently asked questions

Is Water And Power Community a good credit union?

Water And Power Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.67%).

Is Water And Power Community NCUA-insured?

Yes. Water And Power Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Water And Power Community?

Water And Power Community holds $991 million in total assets, ranking 150th of 241 credit unions we track in California. It serves 44,876 members.

Does Water And Power Community have CFPB complaints?

No CFPB complaints against Water And Power Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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