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credit union

Santa Ana

Santa Ana, CA · Est. 1950
A
Trust Grade
Excellent
Score: 98/100

Santa Ana is a credit union based in Santa Ana, California, established in 1950, with $113 million in total assets serving 5,368 members. By Trust Grade it ranks 15th of 241 credit unions we track in California. Its net worth ratio of 13.0% is stronger than 72% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Santa Ana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$112.5M
$100M–1B institution
Members
5,368
Shares & deposits
Net worth ratio
13.0%
Top 28% of $100M–1B peers · California median 11.1%
Return on assets
1.5%
Top 10% of $100M–1B peers · California median 0.5%
Rank in California
#15
of 241 credit unions

How Santa Ana compares to California peers

Net worth ratio
Top 28% of $100M–1B peers
Santa Ana
13.0%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Santa Ana
1.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Santa Ana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Santa Ana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Santa Ana insured?

Yes. Santa Ana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Santa Ana: frequently asked questions

Is Santa Ana a good credit union?

Santa Ana earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.53%).

Is Santa Ana NCUA-insured?

Yes. Santa Ana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Santa Ana?

Santa Ana holds $113 million in total assets, ranking 15th of 241 credit unions we track in California. It serves 5,368 members.

Does Santa Ana have CFPB complaints?

No CFPB complaints against Santa Ana appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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