First California
First California is a credit union based in Fresno, California, established in 1982, with $110 million in total assets serving 9,335 members. By Trust Grade it ranks 101st of 241 credit unions we track in California. Its net worth ratio of 10.3% trails most similarly sized credit unions (34th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against First California appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First California compares to California peers
How we graded First California
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First California over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First California insured?
Yes. First California is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First California: frequently asked questions
Is First California a good credit union?
First California earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.56%).
Is First California NCUA-insured?
Yes. First California is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First California?
First California holds $110 million in total assets, ranking 101st of 241 credit unions we track in California. It serves 9,335 members.
Does First California have CFPB complaints?
No CFPB complaints against First California appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
