Skip to main content
credit union

La Loma

Loma Linda, CA · Est. 1955
B
Trust Grade
Strong
Score: 85/100

La Loma is a credit union based in Loma Linda, California, established in 1955, with $114 million in total assets serving 6,971 members. By Trust Grade it ranks 144th of 241 credit unions we track in California. Its net worth ratio of 9.6% trails most similarly sized credit unions (25th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against La Loma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$114.3M
$100M–1B institution
Members
6,971
Shares & deposits
Net worth ratio
9.6%
Bottom 25% of $100M–1B peers · California median 11.1%
Return on assets
0.5%
Bottom 34% of $100M–1B peers · California median 0.5%
Rank in California
#144
of 241 credit unions

How La Loma compares to California peers

Net worth ratio
Bottom 25% of $100M–1B peers
La Loma
9.6%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
La Loma
0.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded La Loma

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for La Loma over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at La Loma insured?

Yes. La Loma is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

La Loma: frequently asked questions

Is La Loma a good credit union?

La Loma earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.47%).

Is La Loma NCUA-insured?

Yes. La Loma is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is La Loma?

La Loma holds $114 million in total assets, ranking 144th of 241 credit unions we track in California. It serves 6,971 members.

Does La Loma have CFPB complaints?

No CFPB complaints against La Loma appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Santa Ana
credit union · Santa Ana, CA · $113M assets
Smw 104
credit union · Livermore, CA · $117M assets
Sea Air
credit union · Seal Beach, CA · $118M assets
Rancho
credit union · Downey, CA · $110M assets
First California
credit union · Fresno, CA · $110M assets
Lassen County
credit union · Susanville, CA · $109M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →