Sonoma
Sonoma is a credit union based in Santa Rosa, California, established in 1961, with $80 million in total assets serving 1,791 members. By Trust Grade it ranks 8th of 241 credit unions we track in California. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Sonoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sonoma compares to California peers
How we graded Sonoma
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sonoma over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sonoma insured?
Yes. Sonoma is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sonoma: frequently asked questions
Is Sonoma a good credit union?
Sonoma earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.57%).
Is Sonoma NCUA-insured?
Yes. Sonoma is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sonoma?
Sonoma holds $80 million in total assets, ranking 8th of 241 credit unions we track in California. It serves 1,791 members.
Does Sonoma have CFPB complaints?
No CFPB complaints against Sonoma appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
