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credit union

Nikkei

Gardena, CA · Est. 1951
91/ 100
Trust Grade
Excellent
91 out of 100

Nikkei is a credit union based in Gardena, California, established in 1951, with $81 million in total assets serving 3,779 members. By Trust Grade it ranks 105th of 241 credit unions we track in California. Its net worth ratio of 14.4% is stronger than 51% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Nikkei appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$80.6M
<$100M institution
Members
3,779
Shares & deposits
Net worth ratio
14.4%
Top 49% of <$100M peers · California median 11.1%
Return on assets
0.1%
Bottom 26% of <$100M peers · California median 0.5%
Rank in California
#105
of 241 credit unions

How Nikkei compares to California peers

Net worth ratio
Top 49% of <$100M peers
Nikkei
14.4%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Nikkei
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Nikkei

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.11%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Nikkei over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nikkei insured?

Yes. Nikkei is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nikkei: frequently asked questions

Is Nikkei a good credit union?

Nikkei earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.11%).

Is Nikkei NCUA-insured?

Yes. Nikkei is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nikkei?

Nikkei holds $81 million in total assets, ranking 105th of 241 credit unions we track in California. It serves 3,779 members.

Does Nikkei have CFPB complaints?

No CFPB complaints against Nikkei appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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