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credit union

California Community

Sacramento, CA · Est. 1939
A
Trust Grade
Excellent
Score: 94/100

California Community is a credit union based in Sacramento, California, established in 1939, with $80 million in total assets serving 4,112 members. By Trust Grade it ranks 70th of 241 credit unions we track in California. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against California Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.9M
<$100M institution
Members
4,112
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · California median 11.1%
Return on assets
0.4%
Bottom 42% of <$100M peers · California median 0.5%
Rank in California
#70
of 241 credit unions

How California Community compares to California peers

Net worth ratio
Bottom 37% of <$100M peers
California Community
12.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
California Community
0.4%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded California Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for California Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at California Community insured?

Yes. California Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

California Community: frequently asked questions

Is California Community a good credit union?

California Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.45%).

Is California Community NCUA-insured?

Yes. California Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is California Community?

California Community holds $80 million in total assets, ranking 70th of 241 credit unions we track in California. It serves 4,112 members.

Does California Community have CFPB complaints?

No CFPB complaints against California Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Postcity Financial
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Valley Oak
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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