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credit union

Northern Colorado

Greeley, CO · Est. 1935
B
Trust Grade
Strong
Score: 89/100

Northern Colorado is a credit union based in Greeley, Colorado, established in 1935, with $75 million in total assets serving 3,120 members. By Trust Grade it ranks 31st of 62 credit unions we track in Colorado. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Northern Colorado appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.4M
<$100M institution
Members
3,120
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · Colorado median 11.3%
Return on assets
0.3%
Bottom 37% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#31
of 62 credit unions

How Northern Colorado compares to Colorado peers

Net worth ratio
Bottom 24% of <$100M peers
Northern Colorado
10.9%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Northern Colorado
0.3%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Northern Colorado

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northern Colorado over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northern Colorado insured?

Yes. Northern Colorado is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northern Colorado: frequently asked questions

Is Northern Colorado a good credit union?

Northern Colorado earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.34%).

Is Northern Colorado NCUA-insured?

Yes. Northern Colorado is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northern Colorado?

Northern Colorado holds $75 million in total assets, ranking 31st of 62 credit unions we track in Colorado. It serves 3,120 members.

Does Northern Colorado have CFPB complaints?

No CFPB complaints against Northern Colorado appear in our data over the analysis window, which is typical for a credit union of this size.

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Fellowship
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San Juan Mountains
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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