credit union

Delta County

Delta, CO · Est. 1958
A
Trust Grade
Excellent
Score: 90/100

Delta County is a credit union based in Delta, Colorado, established in 1958, with $72 million in total assets serving 4,327 members. By Trust Grade it ranks 28th of 62 credit unions we track in Colorado. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Delta County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$72.3M
<$100M institution
Members
4,327
Shares & deposits
—
Net worth ratio
10.0%
Bottom 17% of <$100M peers · Colorado median 11.3%
Return on assets
1.0%
Top 32% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#28
of 62 credit unions

How Delta County compares to Colorado peers

Net worth ratio
Bottom 17% of <$100M peers
Delta County
10.0%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
Delta County
1.0%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Delta County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Delta County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Delta County insured?

Yes. Delta County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Delta County: frequently asked questions

Is Delta County a good credit union?

Delta County earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.99%).

Is Delta County NCUA-insured?

Yes. Delta County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Delta County?

Delta County holds $72 million in total assets, ranking 28th of 62 credit unions we track in Colorado. It serves 4,327 members.

Does Delta County have CFPB complaints?

No CFPB complaints against Delta County appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Peoples
credit union · Springfield, CO · $74M assets
Northern Colorado
credit union · Greeley, CO · $75M assets
Columbine
credit union · Centennial, CO · $79M assets
Fellowship
credit union · Lamar, CO · $66M assets
Rio Grande
credit union · Grand Junction, CO · $82M assets
San Juan Mountains
credit union · Montrose, CO · $63M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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