Ellafi
Ellafi is a credit union based in Middletown, Connecticut, established in 1935, with $178 million in total assets serving 9,893 members. By Trust Grade it ranks 59th of 64 credit unions we track in Connecticut. Its net worth ratio of 7.3% trails most similarly sized credit unions (1th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Ellafi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ellafi compares to Connecticut peers
How we graded Ellafi
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ellafi over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ellafi insured?
Yes. Ellafi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ellafi: frequently asked questions
Is Ellafi a good credit union?
Ellafi earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.15%).
Is Ellafi NCUA-insured?
Yes. Ellafi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ellafi?
Ellafi holds $178 million in total assets, ranking 59th of 64 credit unions we track in Connecticut. It serves 9,893 members.
Does Ellafi have CFPB complaints?
No CFPB complaints against Ellafi appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
