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credit union

Fd Community

Waterbury, CT · Est. 1934
A
Trust Grade
Excellent
Score: 92/100

Fd Community is a credit union based in Waterbury, Connecticut, established in 1934, with $160 million in total assets serving 13,506 members. By Trust Grade it ranks 27th of 64 credit unions we track in Connecticut. Its net worth ratio of 11.1% trails most similarly sized credit unions (48th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Fd Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$159.9M
$100M–1B institution
Members
13,506
Shares & deposits
Net worth ratio
11.1%
Bottom 48% of $100M–1B peers · Connecticut median 11.2%
Return on assets
0.6%
Bottom 43% of $100M–1B peers · Connecticut median 0.64%
Rank in Connecticut
#27
of 64 credit unions

How Fd Community compares to Connecticut peers

Net worth ratio
Bottom 48% of $100M–1B peers
Fd Community
11.1%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Fd Community
0.6%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fd Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fd Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fd Community insured?

Yes. Fd Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fd Community: frequently asked questions

Is Fd Community a good credit union?

Fd Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.60%).

Is Fd Community NCUA-insured?

Yes. Fd Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fd Community?

Fd Community holds $160 million in total assets, ranking 27th of 64 credit unions we track in Connecticut. It serves 13,506 members.

Does Fd Community have CFPB complaints?

No CFPB complaints against Fd Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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