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credit union

Achieve Financial

Berlin, CT · Est. 1954
C
Trust Grade
Average
Score: 74/100

Achieve Financial is a credit union based in Berlin, Connecticut, established in 1954, with $178 million in total assets serving 15,998 members. By Trust Grade it ranks 60th of 64 credit unions we track in Connecticut. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Connecticut median of 11.2%. It posted a loss over the most recent period (-0.45% return on assets), a point to watch. No consumer complaints against Achieve Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.6M
$100M–1B institution
Members
15,998
Shares & deposits
Net worth ratio
8.7%
Bottom 11% of $100M–1B peers · Connecticut median 11.2%
Return on assets
-0.4%
Bottom 3% of $100M–1B peers · Connecticut median 0.64%
Rank in Connecticut
#60
of 64 credit unions

How Achieve Financial compares to Connecticut peers

Net worth ratio
Bottom 11% of $100M–1B peers
Achieve Financial
8.7%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Achieve Financial
-0.4%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Achieve Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
74/100
Customer experience
n/a
Overall
C · 74
  • Well-capitalized (8.7% capital ratio)
  • Unprofitable over the period (ROA -0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Achieve Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Achieve Financial insured?

Yes. Achieve Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Achieve Financial: frequently asked questions

Is Achieve Financial a good credit union?

Achieve Financial earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Unprofitable over the period (ROA -0.45%).

Is Achieve Financial NCUA-insured?

Yes. Achieve Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Achieve Financial?

Achieve Financial holds $178 million in total assets, ranking 60th of 64 credit unions we track in Connecticut. It serves 15,998 members.

Does Achieve Financial have CFPB complaints?

No CFPB complaints against Achieve Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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