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credit union

Mutual Security

Shelton, CT · Est. 1982
B
Trust Grade
Strong
Score: 81/100

Mutual Security is a credit union based in Shelton, Connecticut, established in 1982, with $379 million in total assets serving 26,354 members. By Trust Grade it ranks 53rd of 64 credit unions we track in Connecticut. Its net worth ratio of 8.9% trails most similarly sized credit unions (13th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Mutual Security appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$379.1M
$100M–1B institution
Members
26,354
Shares & deposits
Net worth ratio
8.9%
Bottom 13% of $100M–1B peers · Connecticut median 11.2%
Return on assets
0.3%
Bottom 21% of $100M–1B peers · Connecticut median 0.64%
Rank in Connecticut
#53
of 64 credit unions

How Mutual Security compares to Connecticut peers

Net worth ratio
Bottom 13% of $100M–1B peers
Mutual Security
8.9%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
Mutual Security
0.3%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mutual Security

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mutual Security over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mutual Security insured?

Yes. Mutual Security is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mutual Security: frequently asked questions

Is Mutual Security a good credit union?

Mutual Security earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.28%).

Is Mutual Security NCUA-insured?

Yes. Mutual Security is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mutual Security?

Mutual Security holds $379 million in total assets, ranking 53rd of 64 credit unions we track in Connecticut. It serves 26,354 members.

Does Mutual Security have CFPB complaints?

No CFPB complaints against Mutual Security appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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