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credit union

New Castle County Delaware Em

New Castle, DE · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

New Castle County Delaware Em is a credit union based in New Castle, Delaware, established in 1966, with $32 million in total assets serving 2,359 members. By Trust Grade it ranks 3rd of 15 credit unions we track in Delaware. Its net worth ratio of 12.1% trails most similarly sized credit unions (34th percentile), versus a Delaware median of 13.7%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against New Castle County Delaware Em appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.1M
<$100M institution
Members
2,359
Shares & deposits
Net worth ratio
12.1%
Bottom 34% of <$100M peers · Delaware median 13.7%
Return on assets
1.4%
Top 17% of <$100M peers · Delaware median 0.42%
Rank in Delaware
#3
of 15 credit unions

How New Castle County Delaware Em compares to Delaware peers

Net worth ratio
Bottom 34% of <$100M peers
New Castle
12.1%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of <$100M peers
New Castle
1.4%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded New Castle County Delaware Em

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for New Castle County Delaware Em over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at New Castle County Delaware Em insured?

Yes. New Castle County Delaware Em is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

New Castle County Delaware Em: frequently asked questions

Is New Castle County Delaware Em a good credit union?

New Castle County Delaware Em earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.43%).

Is New Castle County Delaware Em NCUA-insured?

Yes. New Castle County Delaware Em is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is New Castle County Delaware Em?

New Castle County Delaware Em holds $32 million in total assets, ranking 3rd of 15 credit unions we track in Delaware. It serves 2,359 members.

Does New Castle County Delaware Em have CFPB complaints?

No CFPB complaints against New Castle County Delaware Em appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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