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credit union

Space Coast

Melbourne, FL · Est. 1951
A
Trust Grade
Excellent
Score: 91/100

Space Coast is a credit union based in Melbourne, Florida, established in 1951, with $9.3 billion in total assets serving 707,051 members. By Trust Grade it ranks 57th of 107 credit unions we track in Florida. Its net worth ratio of 11.0% is stronger than 55% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Space Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.3B
$1B–10B institution
Members
707,051
Shares & deposits
Net worth ratio
11.0%
Top 45% of $1B–10B peers · Florida median 11.1%
Return on assets
0.6%
Bottom 42% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#57
of 107 credit unions

How Space Coast compares to Florida peers

Net worth ratio
Top 45% of $1B–10B peers
Space Coast
11.0%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $1B–10B peers
Space Coast
0.6%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Space Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Space Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Space Coast insured?

Yes. Space Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Space Coast: frequently asked questions

Is Space Coast a good credit union?

Space Coast earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.62%).

Is Space Coast NCUA-insured?

Yes. Space Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Space Coast?

Space Coast holds $9.3 billion in total assets, ranking 57th of 107 credit unions we track in Florida. It serves 707,051 members.

Does Space Coast have CFPB complaints?

No CFPB complaints against Space Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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