Educational
Educational is a credit union based in Miami, Florida, established in 1935, with $1.8 billion in total assets serving 119,576 members. By Trust Grade it ranks 11th of 107 credit unions we track in Florida. Its net worth ratio of 15.6% is stronger than 94% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Educational appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Educational compares to Florida peers
How we graded Educational
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.6% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Educational over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Educational insured?
Yes. Educational is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Educational: frequently asked questions
Is Educational a good credit union?
Educational earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.88%).
Is Educational NCUA-insured?
Yes. Educational is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Educational?
Educational holds $1.8 billion in total assets, ranking 11th of 107 credit unions we track in Florida. It serves 119,576 members.
Does Educational have CFPB complaints?
No CFPB complaints against Educational appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
