Miami
Miami is a credit union based in Miami, Florida, established in 1954, with $44 million in total assets serving 2,619 members. By Trust Grade it ranks 44th of 107 credit unions we track in Florida. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Miami appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Miami compares to Florida peers
How we graded Miami
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.25%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Miami over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Miami insured?
Yes. Miami is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Miami: frequently asked questions
Is Miami a good credit union?
Miami earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.25%).
Is Miami NCUA-insured?
Yes. Miami is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Miami?
Miami holds $44 million in total assets, ranking 44th of 107 credit unions we track in Florida. It serves 2,619 members.
Does Miami have CFPB complaints?
No CFPB complaints against Miami appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
