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credit union

Ocala Community

Ocala, FL · Est. 1953
B
Trust Grade
Strong
Score: 84/100

Ocala Community is a credit union based in Ocala, Florida, established in 1953, with $49 million in total assets serving 2,552 members. By Trust Grade it ranks 89th of 107 credit unions we track in Florida. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Ocala Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.1M
<$100M institution
Members
2,552
Shares & deposits
Net worth ratio
9.9%
Bottom 17% of <$100M peers · Florida median 11.1%
Return on assets
0.2%
Bottom 30% of <$100M peers · Florida median 0.53%
Rank in Florida
#89
of 107 credit unions

How Ocala Community compares to Florida peers

Net worth ratio
Bottom 17% of <$100M peers
Ocala Community
9.9%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Ocala Community
0.2%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Ocala Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ocala Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ocala Community insured?

Yes. Ocala Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ocala Community: frequently asked questions

Is Ocala Community a good credit union?

Ocala Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.21%).

Is Ocala Community NCUA-insured?

Yes. Ocala Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ocala Community?

Ocala Community holds $49 million in total assets, ranking 89th of 107 credit unions we track in Florida. It serves 2,552 members.

Does Ocala Community have CFPB complaints?

No CFPB complaints against Ocala Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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