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credit union

B.O.N.D. Community

Atlanta, GA · Est. 1972
70/ 100
Trust Grade
Average
70 out of 100

B.O.N.D. Community is a credit union based in Atlanta, Georgia, established in 1972, with $44 million in total assets serving 3,803 members. By Trust Grade it ranks 67th of 72 credit unions we track in Georgia. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-1.96% return on assets), a point to watch. No consumer complaints against B.O.N.D. Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.1M
<$100M institution
Members
3,803
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Georgia median 13.3%
Return on assets
-2.0%
Bottom 5% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#67
of 72 credit unions

How B.O.N.D. Community compares to Georgia peers

Net worth ratio
Bottom 26% of <$100M peers
B.O.N.D. Community
11.2%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
B.O.N.D. Community
-2.0%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded B.O.N.D. Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
70/100
Customer experience
n/a
Overall
70/100
  • Strongly capitalized (11.2% capital ratio)
  • Unprofitable over the period (ROA -1.96%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for B.O.N.D. Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at B.O.N.D. Community insured?

Yes. B.O.N.D. Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

B.O.N.D. Community: frequently asked questions

Is B.O.N.D. Community a good credit union?

B.O.N.D. Community earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Unprofitable over the period (ROA -1.96%).

Is B.O.N.D. Community NCUA-insured?

Yes. B.O.N.D. Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is B.O.N.D. Community?

B.O.N.D. Community holds $44 million in total assets, ranking 67th of 72 credit unions we track in Georgia. It serves 3,803 members.

Does B.O.N.D. Community have CFPB complaints?

No CFPB complaints against B.O.N.D. Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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