Southern Pine
Southern Pine is a credit union based in Lake Park, Georgia, established in 1991, with $30 million in total assets serving 1,235 members. By Trust Grade it ranks 23rd of 72 credit unions we track in Georgia. Its net worth ratio of 21.7% is stronger than 82% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Southern Pine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Pine compares to Georgia peers
How we graded Southern Pine
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.7% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Pine over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southern Pine insured?
Yes. Southern Pine is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Pine: frequently asked questions
Is Southern Pine a good credit union?
Southern Pine earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.7% capital ratio); Profitable (ROA 0.77%).
Is Southern Pine NCUA-insured?
Yes. Southern Pine is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southern Pine?
Southern Pine holds $30 million in total assets, ranking 23rd of 72 credit unions we track in Georgia. It serves 1,235 members.
Does Southern Pine have CFPB complaints?
No CFPB complaints against Southern Pine appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
