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Credit Union Of Atlanta

Atlanta, GA · Est. 1928
B
Trust Grade
Strong
Score: 84/100

Credit Union Of Atlanta is a credit union based in Atlanta, Georgia, established in 1928, with $79 million in total assets serving 14,289 members. By Trust Grade it ranks 57th of 72 credit unions we track in Georgia. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.62% return on assets), a point to watch. No consumer complaints against Credit Union Of Atlanta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.4M
<$100M institution
Members
14,289
Shares & deposits
Net worth ratio
14.1%
Bottom 49% of <$100M peers · Georgia median 13.3%
Return on assets
-0.6%
Bottom 12% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#57
of 72 credit unions

How Credit Union Of Atlanta compares to Georgia peers

Net worth ratio
Bottom 49% of <$100M peers
Credit Union
14.1%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Credit Union
-0.6%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Credit Union Of Atlanta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (14.1% capital ratio)
  • Unprofitable over the period (ROA -0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union Of Atlanta over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union Of Atlanta insured?

Yes. Credit Union Of Atlanta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union Of Atlanta: frequently asked questions

Is Credit Union Of Atlanta a good credit union?

Credit Union Of Atlanta earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Unprofitable over the period (ROA -0.62%).

Is Credit Union Of Atlanta NCUA-insured?

Yes. Credit Union Of Atlanta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union Of Atlanta?

Credit Union Of Atlanta holds $79 million in total assets, ranking 57th of 72 credit unions we track in Georgia. It serves 14,289 members.

Does Credit Union Of Atlanta have CFPB complaints?

No CFPB complaints against Credit Union Of Atlanta appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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