Mygeorgia
Mygeorgia is a credit union based in Gainesville, Georgia, established in 1971, with $256 million in total assets serving 20,581 members. By Trust Grade it ranks 36th of 72 credit unions we track in Georgia. Its net worth ratio of 10.9% trails most similarly sized credit unions (44th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Mygeorgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mygeorgia compares to Georgia peers
How we graded Mygeorgia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mygeorgia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mygeorgia insured?
Yes. Mygeorgia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mygeorgia: frequently asked questions
Is Mygeorgia a good credit union?
Mygeorgia earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.86%).
Is Mygeorgia NCUA-insured?
Yes. Mygeorgia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mygeorgia?
Mygeorgia holds $256 million in total assets, ranking 36th of 72 credit unions we track in Georgia. It serves 20,581 members.
Does Mygeorgia have CFPB complaints?
No CFPB complaints against Mygeorgia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
