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credit union

Flint River Employees

Oglethorpe, GA · Est. 1982
91/ 100
Trust Grade
Excellent
91 out of 100

Flint River Employees is a credit union based in Oglethorpe, Georgia, established in 1982, with $2 million in total assets serving 367 members. By Trust Grade it ranks 42nd of 72 credit unions we track in Georgia. Its net worth ratio of 36.9% is stronger than 97% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Flint River Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8M
<$100M institution
Members
367
Shares & deposits
Net worth ratio
36.9%
Top 3% of <$100M peers · Georgia median 13.3%
Return on assets
0.2%
Bottom 28% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#42
of 72 credit unions

How Flint River Employees compares to Georgia peers

Net worth ratio
Top 3% of <$100M peers
Flint River
36.9%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of <$100M peers
Flint River
0.2%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Flint River Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (36.9% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Flint River Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Flint River Employees insured?

Yes. Flint River Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Flint River Employees: frequently asked questions

Is Flint River Employees a good credit union?

Flint River Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (36.9% capital ratio); Profitable (ROA 0.15%).

Is Flint River Employees NCUA-insured?

Yes. Flint River Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Flint River Employees?

Flint River Employees holds $2 million in total assets, ranking 42nd of 72 credit unions we track in Georgia. It serves 367 members.

Does Flint River Employees have CFPB complaints?

No CFPB complaints against Flint River Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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