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credit union

Flint

Reynolds, GA · Est. 1964
A
Trust Grade
Excellent
Score: 98/100

Flint is a credit union based in Reynolds, Georgia, established in 1964, with $3 million in total assets serving 600 members. By Trust Grade it ranks 5th of 72 credit unions we track in Georgia. Its net worth ratio of 28.9% is stronger than 93% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.76% return on assets. No consumer complaints against Flint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9M
<$100M institution
Members
600
Shares & deposits
Net worth ratio
28.9%
Top 7% of <$100M peers · Georgia median 13.3%
Return on assets
1.8%
Top 10% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#5
of 72 credit unions

How Flint compares to Georgia peers

Net worth ratio
Top 7% of <$100M peers
Flint
28.9%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
Flint
1.8%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Flint

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (28.9% capital ratio)
  • Strongly profitable (ROA 1.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Flint over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Flint insured?

Yes. Flint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Flint: frequently asked questions

Is Flint a good credit union?

Flint earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.9% capital ratio); Strongly profitable (ROA 1.76%).

Is Flint NCUA-insured?

Yes. Flint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Flint?

Flint holds $3 million in total assets, ranking 5th of 72 credit unions we track in Georgia. It serves 600 members.

Does Flint have CFPB complaints?

No CFPB complaints against Flint appear in our data over the analysis window, which is typical for a credit union of this size.

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Georgia Guard
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Flint River Employees
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Locoga
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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