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credit union

Coosa Valley

Rome, GA · Est. 1954
B
Trust Grade
Strong
Score: 89/100

Coosa Valley is a credit union based in Rome, Georgia, established in 1954, with $746 million in total assets serving 51,753 members. By Trust Grade it ranks 48th of 72 credit unions we track in Georgia. Its net worth ratio of 9.5% trails most similarly sized credit unions (23th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Coosa Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$746.2M
$100M–1B institution
Members
51,753
Shares & deposits
Net worth ratio
9.5%
Bottom 23% of $100M–1B peers · Georgia median 13.3%
Return on assets
1.1%
Top 22% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#48
of 72 credit unions

How Coosa Valley compares to Georgia peers

Net worth ratio
Bottom 23% of $100M–1B peers
Coosa Valley
9.5%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Coosa Valley
1.1%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Coosa Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coosa Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coosa Valley insured?

Yes. Coosa Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coosa Valley: frequently asked questions

Is Coosa Valley a good credit union?

Coosa Valley earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Strongly profitable (ROA 1.14%).

Is Coosa Valley NCUA-insured?

Yes. Coosa Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coosa Valley?

Coosa Valley holds $746 million in total assets, ranking 48th of 72 credit unions we track in Georgia. It serves 51,753 members.

Does Coosa Valley have CFPB complaints?

No CFPB complaints against Coosa Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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