Southeastern
Southeastern is a credit union based in Valdosta, Georgia, established in 1953, with $437 million in total assets serving 24,090 members. By Trust Grade it ranks 37th of 72 credit unions we track in Georgia. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Southeastern appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southeastern compares to Georgia peers
How we graded Southeastern
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southeastern over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southeastern insured?
Yes. Southeastern is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southeastern: frequently asked questions
Is Southeastern a good credit union?
Southeastern earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.14%).
Is Southeastern NCUA-insured?
Yes. Southeastern is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southeastern?
Southeastern holds $437 million in total assets, ranking 37th of 72 credit unions we track in Georgia. It serves 24,090 members.
Does Southeastern have CFPB complaints?
No CFPB complaints against Southeastern appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
