Midsouth Community
Midsouth Community is a credit union based in Macon, Georgia, established in 1936, with $481 million in total assets serving 43,724 members. By Trust Grade it ranks 24th of 72 credit unions we track in Georgia. Its net worth ratio of 14.2% is stronger than 82% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Midsouth Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midsouth Community compares to Georgia peers
How we graded Midsouth Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midsouth Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Midsouth Community insured?
Yes. Midsouth Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midsouth Community: frequently asked questions
Is Midsouth Community a good credit union?
Midsouth Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Profitable (ROA 0.69%).
Is Midsouth Community NCUA-insured?
Yes. Midsouth Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Midsouth Community?
Midsouth Community holds $481 million in total assets, ranking 24th of 72 credit unions we track in Georgia. It serves 43,724 members.
Does Midsouth Community have CFPB complaints?
No CFPB complaints against Midsouth Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
