Skip to main content
credit union

Coast360

Maite, GU · Est. 1962
A
Trust Grade
Excellent
Score: 96/100

Coast360 is a credit union based in Maite, Guam, established in 1962, with $626 million in total assets serving 49,719 members. By Trust Grade it ranks 2nd of 2 credit unions we track in Guam. Its net worth ratio of 12.1% is stronger than 61% of similarly sized credit unions, versus a Guam median of 12.1%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Coast360 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$625.6M
$100M–1B institution
Members
49,719
Shares & deposits
Net worth ratio
12.1%
Top 39% of $100M–1B peers · Guam median 12.1%
Return on assets
0.7%
Top 45% of $100M–1B peers · Guam median 1.26%
Rank in Guam
#2
of 2 credit unions

How Coast360 compares to Guam peers

Net worth ratio
Top 39% of $100M–1B peers
Coast360
12.1%
Guam median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Coast360
0.7%
Guam median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Coast360

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.1% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coast360 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coast360 insured?

Yes. Coast360 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coast360: frequently asked questions

Is Coast360 a good credit union?

Coast360 earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.75%).

Is Coast360 NCUA-insured?

Yes. Coast360 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coast360?

Coast360 holds $626 million in total assets, ranking 2nd of 2 credit unions we track in Guam. It serves 49,719 members.

Does Coast360 have CFPB complaints?

No CFPB complaints against Coast360 appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Community First Guam
credit union · Hagatna, GU · $236M assets
Commonwealth Central
credit union · San Jose, CA · $627M assets
Town & Country
credit union · South Portland, ME · $628M assets
Floridacentral
credit union · Tampa, FL · $622M assets
G.P.O.
credit union · New Hartford, NY · $622M assets
City
credit union · Dallas, TX · $630M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →