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credit union

Community First Guam

Hagatna, GU · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Community First Guam is a credit union based in Hagatna, Guam, established in 1962, with $236 million in total assets serving 16,353 members. By Trust Grade it ranks 1st of 2 credit unions we track in Guam. Its net worth ratio of 12.2% is stronger than 62% of similarly sized credit unions, versus a Guam median of 12.1%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Community First Guam appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$236.0M
$100M–1B institution
Members
16,353
Shares & deposits
Net worth ratio
12.2%
Top 38% of $100M–1B peers · Guam median 12.1%
Return on assets
1.8%
Top 6% of $100M–1B peers · Guam median 1.26%
Rank in Guam
#1
of 2 credit unions

How Community First Guam compares to Guam peers

Net worth ratio
Top 38% of $100M–1B peers
Community First
12.2%
Guam median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
Community First
1.8%
Guam median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community First Guam

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Guam over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community First Guam insured?

Yes. Community First Guam is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Guam: frequently asked questions

Is Community First Guam a good credit union?

Community First Guam earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.78%).

Is Community First Guam NCUA-insured?

Yes. Community First Guam is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community First Guam?

Community First Guam holds $236 million in total assets, ranking 1st of 2 credit unions we track in Guam. It serves 16,353 members.

Does Community First Guam have CFPB complaints?

No CFPB complaints against Community First Guam appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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