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credit union

Cu Hawaii

Hilo, HI · Est. 1955
A
Trust Grade
Excellent
Score: 90/100

Cu Hawaii is a credit union based in Hilo, Hawaii, established in 1955, with $453 million in total assets serving 29,596 members. By Trust Grade it ranks 31st of 45 credit unions we track in Hawaii. Its net worth ratio of 10.9% trails most similarly sized credit unions (46th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Cu Hawaii appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$453.2M
$100M–1B institution
Members
29,596
Shares & deposits
Net worth ratio
10.9%
Bottom 46% of $100M–1B peers · Hawaii median 12.6%
Return on assets
0.4%
Bottom 30% of $100M–1B peers · Hawaii median 0.76%
Rank in Hawaii
#31
of 45 credit unions

How Cu Hawaii compares to Hawaii peers

Net worth ratio
Bottom 46% of $100M–1B peers
Cu Hawaii
10.9%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Cu Hawaii
0.4%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Cu Hawaii

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cu Hawaii over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cu Hawaii insured?

Yes. Cu Hawaii is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cu Hawaii: frequently asked questions

Is Cu Hawaii a good credit union?

Cu Hawaii earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.41%).

Is Cu Hawaii NCUA-insured?

Yes. Cu Hawaii is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cu Hawaii?

Cu Hawaii holds $453 million in total assets, ranking 31st of 45 credit unions we track in Hawaii. It serves 29,596 members.

Does Cu Hawaii have CFPB complaints?

No CFPB complaints against Cu Hawaii appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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