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credit union

Honolulu

Honolulu, HI · Est. 1936
98/ 100
Trust Grade
Excellent
98 out of 100

Honolulu is a credit union based in Honolulu, Hawaii, established in 1936, with $418 million in total assets serving 19,786 members. By Trust Grade it ranks 2nd of 45 credit unions we track in Hawaii. Its net worth ratio of 12.6% is stronger than 68% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Honolulu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$418.1M
$100M–1B institution
Members
19,786
Shares & deposits
Net worth ratio
12.6%
Top 32% of $100M–1B peers · Hawaii median 12.6%
Return on assets
1.1%
Top 23% of $100M–1B peers · Hawaii median 0.76%
Rank in Hawaii
#2
of 45 credit unions

How Honolulu compares to Hawaii peers

Net worth ratio
Top 32% of $100M–1B peers
Honolulu
12.6%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Honolulu
1.1%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Honolulu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Honolulu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Honolulu insured?

Yes. Honolulu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Honolulu: frequently asked questions

Is Honolulu a good credit union?

Honolulu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.12%).

Is Honolulu NCUA-insured?

Yes. Honolulu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Honolulu?

Honolulu holds $418 million in total assets, ranking 2nd of 45 credit unions we track in Hawaii. It serves 19,786 members.

Does Honolulu have CFPB complaints?

No CFPB complaints against Honolulu appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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