Hawaii Central
Hawaii Central is a credit union based in Honolulu, Hawaii, established in 1937, with $311 million in total assets serving 16,294 members. By Trust Grade it ranks 35th of 45 credit unions we track in Hawaii. Its net worth ratio of 9.7% trails most similarly sized credit unions (27th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Hawaii Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hawaii Central compares to Hawaii peers
How we graded Hawaii Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hawaii Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hawaii Central insured?
Yes. Hawaii Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hawaii Central: frequently asked questions
Is Hawaii Central a good credit union?
Hawaii Central earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.63%).
Is Hawaii Central NCUA-insured?
Yes. Hawaii Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hawaii Central?
Hawaii Central holds $311 million in total assets, ranking 35th of 45 credit unions we track in Hawaii. It serves 16,294 members.
Does Hawaii Central have CFPB complaints?
No CFPB complaints against Hawaii Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
