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credit union

Hawaii Schools

Honolulu, HI · Est. 1936
A
Trust Grade
Excellent
Score: 96/100

Hawaii Schools is a credit union based in Honolulu, Hawaii, established in 1936, with $77 million in total assets serving 3,352 members. By Trust Grade it ranks 14th of 45 credit unions we track in Hawaii. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Hawaii Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.7M
<$100M institution
Members
3,352
Shares & deposits
Net worth ratio
13.4%
Bottom 44% of <$100M peers · Hawaii median 12.6%
Return on assets
0.8%
Top 42% of <$100M peers · Hawaii median 0.76%
Rank in Hawaii
#14
of 45 credit unions

How Hawaii Schools compares to Hawaii peers

Net worth ratio
Bottom 44% of <$100M peers
Hawaii Schools
13.4%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Hawaii Schools
0.8%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Hawaii Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaii Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hawaii Schools insured?

Yes. Hawaii Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaii Schools: frequently asked questions

Is Hawaii Schools a good credit union?

Hawaii Schools earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.76%).

Is Hawaii Schools NCUA-insured?

Yes. Hawaii Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hawaii Schools?

Hawaii Schools holds $77 million in total assets, ranking 14th of 45 credit unions we track in Hawaii. It serves 3,352 members.

Does Hawaii Schools have CFPB complaints?

No CFPB complaints against Hawaii Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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