Kauai Ohana
Kauai Ohana is a credit union based in Lihue, Hawaii, established in 1938, with $63 million in total assets serving 3,983 members. By Trust Grade it ranks 40th of 45 credit unions we track in Hawaii. Its net worth ratio of 8.7% trails most similarly sized credit unions (8th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Kauai Ohana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kauai Ohana compares to Hawaii peers
How we graded Kauai Ohana
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kauai Ohana over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kauai Ohana insured?
Yes. Kauai Ohana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kauai Ohana: frequently asked questions
Is Kauai Ohana a good credit union?
Kauai Ohana earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.57%).
Is Kauai Ohana NCUA-insured?
Yes. Kauai Ohana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kauai Ohana?
Kauai Ohana holds $63 million in total assets, ranking 40th of 45 credit unions we track in Hawaii. It serves 3,983 members.
Does Kauai Ohana have CFPB complaints?
No CFPB complaints against Kauai Ohana appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
