South Shop
South Shop is a credit union based in Alsip, Illinois, established in 1938, with $11 million in total assets serving 1,302 members. By Trust Grade it ranks 53rd of 188 credit unions we track in Illinois. Its net worth ratio of 21.9% is stronger than 83% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against South Shop appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Shop compares to Illinois peers
How we graded South Shop
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.9% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Shop over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Shop insured?
Yes. South Shop is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Shop: frequently asked questions
Is South Shop a good credit union?
South Shop earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (21.9% capital ratio); Profitable (ROA 0.94%).
Is South Shop NCUA-insured?
Yes. South Shop is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Shop?
South Shop holds $11 million in total assets, ranking 53rd of 188 credit unions we track in Illinois. It serves 1,302 members.
Does South Shop have CFPB complaints?
No CFPB complaints against South Shop appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
