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credit union

Joliet Municipal Employees

Joliet, IL · Est. 1964
94/ 100
Trust Grade
Excellent
94 out of 100

Joliet Municipal Employees is a credit union based in Joliet, Illinois, established in 1964, with $11 million in total assets serving 865 members. By Trust Grade it ranks 77th of 188 credit unions we track in Illinois. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Joliet Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.1M
<$100M institution
Members
865
Shares & deposits
Net worth ratio
11.1%
Bottom 25% of <$100M peers · Illinois median 13.7%
Return on assets
1.1%
Top 29% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#77
of 188 credit unions

How Joliet Municipal Employees compares to Illinois peers

Net worth ratio
Bottom 25% of <$100M peers
Joliet Municipal
11.1%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
Joliet Municipal
1.1%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Joliet Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
94/100
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Joliet Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Joliet Municipal Employees insured?

Yes. Joliet Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Joliet Municipal Employees: frequently asked questions

Is Joliet Municipal Employees a good credit union?

Joliet Municipal Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.05%).

Is Joliet Municipal Employees NCUA-insured?

Yes. Joliet Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Joliet Municipal Employees?

Joliet Municipal Employees holds $11 million in total assets, ranking 77th of 188 credit unions we track in Illinois. It serves 865 members.

Does Joliet Municipal Employees have CFPB complaints?

No CFPB complaints against Joliet Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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