State Employees Community
State Employees Community is a credit union based in Alton, Illinois, established in 1952, with $7 million in total assets serving 1,031 members. By Trust Grade it ranks 127th of 188 credit unions we track in Illinois. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against State Employees Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Employees Community compares to Illinois peers
How we graded State Employees Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.8% capital ratio)
- Unprofitable over the period (ROA -0.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Employees Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at State Employees Community insured?
Yes. State Employees Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Employees Community: frequently asked questions
Is State Employees Community a good credit union?
State Employees Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Unprofitable over the period (ROA -0.16%).
Is State Employees Community NCUA-insured?
Yes. State Employees Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is State Employees Community?
State Employees Community holds $7 million in total assets, ranking 127th of 188 credit unions we track in Illinois. It serves 1,031 members.
Does State Employees Community have CFPB complaints?
No CFPB complaints against State Employees Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
