Decatur Postal
Decatur Postal is a credit union based in Decatur, Illinois, established in 1928, with $6 million in total assets serving 494 members. By Trust Grade it ranks 119th of 188 credit unions we track in Illinois. Its net worth ratio of 22.8% is stronger than 85% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Decatur Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Decatur Postal compares to Illinois peers
How we graded Decatur Postal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.8% capital ratio)
- Unprofitable over the period (ROA -0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Decatur Postal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Decatur Postal insured?
Yes. Decatur Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Decatur Postal: frequently asked questions
Is Decatur Postal a good credit union?
Decatur Postal earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Unprofitable over the period (ROA -0.06%).
Is Decatur Postal NCUA-insured?
Yes. Decatur Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Decatur Postal?
Decatur Postal holds $6 million in total assets, ranking 119th of 188 credit unions we track in Illinois. It serves 494 members.
Does Decatur Postal have CFPB complaints?
No CFPB complaints against Decatur Postal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
