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credit union

Siu

Carbondale, IL · Est. 1938
A
Trust Grade
Excellent
Score: 95/100

Siu is a credit union based in Carbondale, Illinois, established in 1938, with $588 million in total assets serving 46,180 members. By Trust Grade it ranks 70th of 188 credit unions we track in Illinois. Its net worth ratio of 11.4% is stronger than 51% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Siu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$588.2M
$100M–1B institution
Members
46,180
Shares & deposits
Net worth ratio
11.4%
Top 49% of $100M–1B peers · Illinois median 13.7%
Return on assets
1.3%
Top 16% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#70
of 188 credit unions

How Siu compares to Illinois peers

Net worth ratio
Top 49% of $100M–1B peers
Siu
11.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Siu
1.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Siu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Siu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Siu insured?

Yes. Siu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Siu: frequently asked questions

Is Siu a good credit union?

Siu earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.30%).

Is Siu NCUA-insured?

Yes. Siu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Siu?

Siu holds $588 million in total assets, ranking 70th of 188 credit unions we track in Illinois. It serves 46,180 members.

Does Siu have CFPB complaints?

No CFPB complaints against Siu appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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