Land Of Lincoln
Land Of Lincoln is a credit union based in Decatur, Illinois, established in 1947, with $518 million in total assets serving 35,390 members. By Trust Grade it ranks 152nd of 188 credit unions we track in Illinois. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Land Of Lincoln appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Land Of Lincoln compares to Illinois peers
How we graded Land Of Lincoln
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Land Of Lincoln over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Land Of Lincoln insured?
Yes. Land Of Lincoln is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Land Of Lincoln: frequently asked questions
Is Land Of Lincoln a good credit union?
Land Of Lincoln earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.23%).
Is Land Of Lincoln NCUA-insured?
Yes. Land Of Lincoln is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Land Of Lincoln?
Land Of Lincoln holds $518 million in total assets, ranking 152nd of 188 credit unions we track in Illinois. It serves 35,390 members.
Does Land Of Lincoln have CFPB complaints?
No CFPB complaints against Land Of Lincoln appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
