First Northern
First Northern is a credit union based in Chicago, Illinois, established in 1944, with $335 million in total assets serving 21,345 members. By Trust Grade it ranks 120th of 188 credit unions we track in Illinois. Its net worth ratio of 10.5% trails most similarly sized credit unions (37th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against First Northern appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Northern compares to Illinois peers
How we graded First Northern
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.5% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Northern over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Northern insured?
Yes. First Northern is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Northern: frequently asked questions
Is First Northern a good credit union?
First Northern earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.70%).
Is First Northern NCUA-insured?
Yes. First Northern is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Northern?
First Northern holds $335 million in total assets, ranking 120th of 188 credit unions we track in Illinois. It serves 21,345 members.
Does First Northern have CFPB complaints?
No CFPB complaints against First Northern appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
