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credit union

Decatur Earthmover

Forsyth, IL · Est. 1956
B
Trust Grade
Strong
Score: 88/100

Decatur Earthmover is a credit union based in Forsyth, Illinois, established in 1956, with $314 million in total assets serving 20,602 members. By Trust Grade it ranks 133rd of 188 credit unions we track in Illinois. Its net worth ratio of 11.4% is stronger than 51% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.05% return on assets. No consumer complaints against Decatur Earthmover appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$314.5M
$100M–1B institution
Members
20,602
Shares & deposits
Net worth ratio
11.4%
Top 49% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.0%
Bottom 9% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#133
of 188 credit unions

How Decatur Earthmover compares to Illinois peers

Net worth ratio
Top 49% of $100M–1B peers
Decatur Earthmover
11.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Decatur Earthmover
0.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Decatur Earthmover

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Decatur Earthmover over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Decatur Earthmover insured?

Yes. Decatur Earthmover is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Decatur Earthmover: frequently asked questions

Is Decatur Earthmover a good credit union?

Decatur Earthmover earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.05%).

Is Decatur Earthmover NCUA-insured?

Yes. Decatur Earthmover is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Decatur Earthmover?

Decatur Earthmover holds $314 million in total assets, ranking 133rd of 188 credit unions we track in Illinois. It serves 20,602 members.

Does Decatur Earthmover have CFPB complaints?

No CFPB complaints against Decatur Earthmover appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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