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credit union

Citizens Equity First

Peoria, IL · Est. 1937
A
Trust Grade
Excellent
Score: 95/100

Citizens Equity First is a credit union based in Peoria, Illinois, established in 1937, with $8.6 billion in total assets serving 421,142 members. By Trust Grade it ranks 74th of 188 credit unions we track in Illinois. Its net worth ratio of 11.2% is stronger than 59% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Citizens Equity First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.6B
$1B–10B institution
Members
421,142
Shares & deposits
Net worth ratio
11.2%
Top 41% of $1B–10B peers · Illinois median 13.7%
Return on assets
1.3%
Top 15% of $1B–10B peers · Illinois median 0.62%
Rank in Illinois
#74
of 188 credit unions

How Citizens Equity First compares to Illinois peers

Net worth ratio
Top 41% of $1B–10B peers
Citizens Equity
11.2%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $1B–10B peers
Citizens Equity
1.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Citizens Equity First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Equity First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Citizens Equity First insured?

Yes. Citizens Equity First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Equity First: frequently asked questions

Is Citizens Equity First a good credit union?

Citizens Equity First earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.26%).

Is Citizens Equity First NCUA-insured?

Yes. Citizens Equity First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Citizens Equity First?

Citizens Equity First holds $8.6 billion in total assets, ranking 74th of 188 credit unions we track in Illinois. It serves 421,142 members.

Does Citizens Equity First have CFPB complaints?

No CFPB complaints against Citizens Equity First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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