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credit union

Baxter

Vernon Hills, IL · Est. 1980
B
Trust Grade
Strong
Score: 88/100

Baxter is a credit union based in Vernon Hills, Illinois, established in 1980, with $6.5 billion in total assets serving 369,985 members. By Trust Grade it ranks 132nd of 188 credit unions we track in Illinois. Its net worth ratio of 10.1% trails most similarly sized credit unions (34th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Baxter appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.5B
$1B–10B institution
Members
369,985
Shares & deposits
Net worth ratio
10.1%
Bottom 34% of $1B–10B peers · Illinois median 13.7%
Return on assets
0.6%
Bottom 43% of $1B–10B peers · Illinois median 0.62%
Rank in Illinois
#132
of 188 credit unions

How Baxter compares to Illinois peers

Net worth ratio
Bottom 34% of $1B–10B peers
Baxter
10.1%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $1B–10B peers
Baxter
0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Baxter

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.1% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Baxter over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Baxter insured?

Yes. Baxter is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Baxter: frequently asked questions

Is Baxter a good credit union?

Baxter earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.63%).

Is Baxter NCUA-insured?

Yes. Baxter is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Baxter?

Baxter holds $6.5 billion in total assets, ranking 132nd of 188 credit unions we track in Illinois. It serves 369,985 members.

Does Baxter have CFPB complaints?

No CFPB complaints against Baxter appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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