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credit union

Community Plus

Rantoul, IL · Est. 1943
A
Trust Grade
Excellent
Score: 98/100

Community Plus is a credit union based in Rantoul, Illinois, established in 1943, with $28 million in total assets serving 3,596 members. By Trust Grade it ranks 9th of 188 credit unions we track in Illinois. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 2.32% return on assets. No consumer complaints against Community Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.8M
<$100M institution
Members
3,596
Shares & deposits
Net worth ratio
18.1%
Top 29% of <$100M peers · Illinois median 13.7%
Return on assets
2.3%
Top 4% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#9
of 188 credit unions

How Community Plus compares to Illinois peers

Net worth ratio
Top 29% of <$100M peers
Community Plus
18.1%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of <$100M peers
Community Plus
2.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Community Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.1% capital ratio)
  • Strongly profitable (ROA 2.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community Plus insured?

Yes. Community Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Plus: frequently asked questions

Is Community Plus a good credit union?

Community Plus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Strongly profitable (ROA 2.32%).

Is Community Plus NCUA-insured?

Yes. Community Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community Plus?

Community Plus holds $28 million in total assets, ranking 9th of 188 credit unions we track in Illinois. It serves 3,596 members.

Does Community Plus have CFPB complaints?

No CFPB complaints against Community Plus appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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