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credit union

River To River

Vienna, IL · Est. 1972
A
Trust Grade
Excellent
Score: 98/100

River To River is a credit union based in Vienna, Illinois, established in 1972, with $29 million in total assets serving 2,443 members. By Trust Grade it ranks 21st of 188 credit unions we track in Illinois. Its net worth ratio of 14.4% is stronger than 51% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 2.39% return on assets. No consumer complaints against River To River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.2M
<$100M institution
Members
2,443
Shares & deposits
Net worth ratio
14.4%
Top 49% of <$100M peers · Illinois median 13.7%
Return on assets
2.4%
Top 3% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#21
of 188 credit unions

How River To River compares to Illinois peers

Net worth ratio
Top 49% of <$100M peers
River To
14.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
River To
2.4%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded River To River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.4% capital ratio)
  • Strongly profitable (ROA 2.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for River To River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at River To River insured?

Yes. River To River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

River To River: frequently asked questions

Is River To River a good credit union?

River To River earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 2.39%).

Is River To River NCUA-insured?

Yes. River To River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is River To River?

River To River holds $29 million in total assets, ranking 21st of 188 credit unions we track in Illinois. It serves 2,443 members.

Does River To River have CFPB complaints?

No CFPB complaints against River To River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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