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credit union

Lampco

Anderson, IN · Est. 1962
C
Trust Grade
Average
Score: 76/100

Lampco is a credit union based in Anderson, Indiana, established in 1962, with $89 million in total assets serving 7,796 members. By Trust Grade it ranks 120th of 124 credit unions we track in Indiana. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against Lampco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$89.3M
<$100M institution
Members
7,796
Shares & deposits
Net worth ratio
8.5%
Bottom 7% of <$100M peers · Indiana median 12.8%
Return on assets
-0.2%
Bottom 18% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#120
of 124 credit unions

How Lampco compares to Indiana peers

Net worth ratio
Bottom 7% of <$100M peers
Lampco
8.5%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Lampco
-0.2%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Lampco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (8.5% capital ratio)
  • Unprofitable over the period (ROA -0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lampco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lampco insured?

Yes. Lampco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lampco: frequently asked questions

Is Lampco a good credit union?

Lampco earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Unprofitable over the period (ROA -0.16%).

Is Lampco NCUA-insured?

Yes. Lampco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lampco?

Lampco holds $89 million in total assets, ranking 120th of 124 credit unions we track in Indiana. It serves 7,796 members.

Does Lampco have CFPB complaints?

No CFPB complaints against Lampco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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